It's that time of year again: Annual benefits open enrollment has begun. 

Employees can now complete the open enrollment process. Action must be taken by Thursday, Oct. 31, by all benefit-eligible employees even if no changes are being made.

The benefits office maintains an open enrollment webpage to provide employees with instructions, information and quick links to everything needed to complete the process quickly. 

“We ask that employees set aside time to take action well in advance of the Oct. 31 deadline,” said Cindi Peterson, associate director of benefits. “The benefits team is available to answer questions and provide assistance.” 

Open enrollment is completed in a two-step process. First, benefit-eligible employees select enrollment in plans for 2020, which includes electing to participate in the Health Engagement Model. Second, a health assessment must be completed by those choosing to participate in the model.

All new, current and returning benefit-eligible employees must take action for 2019 benefits to avoid penalties, which include higher plan deductibles and surcharges.

There are few plan changes for 2020, Peterson said. A summary of plan changes is available on the human resources website.

Peterson emphasized the importance of taking action sooner rather than later. 

To help evaluate options, benefit-eligible employees are encouraged to attend the Benefits Fair on Oct. 3 at Erb Memorial Union in the Crater Lake Rooms from 10 a.m. to 2 p.m. Representatives from each of the medical, vision and dental plans will be available to answer questions.

Kaiser Permanente is hosting an information session on Oct. 8 from 2 to 3:30 p.m. in the EMU Diamond Lake Room. Dr. Arwen Mohr is the featured speaker who will share information about their integrated care model and review this year’s plan details.

Both events are open to all benefit-eligible employees with no registration required.

“The benefits office will send reminders throughout open enrollment, but it is up to each individual to manage their benefit elections and take necessary action,” she said. Contact the benefits office for open enrollment questions and assistance.